Our Time Tested Investment Process

I have been practicing as an Investment Consultant for over 25 years. I have developed specific processes for helping clients with their financial goals and developing investment portfolios.

 

My time tested process that I use to develop your investment portfolio:

 

Macro-economic analysis, fundamental analysis, and technical analysis are the core drivers of portfolio development. Event driven cause and effect simulations are applied to determine potential risks to overall market conditions. This risk analysis is imperative to reducing risk in your investment portfolio.

 

The purpose of investment is to obtain the greatest rate of return, while minimizing risk. Obviously easier said than done. The consistent use of a prudent investment process helps with the risk management portion of investment management.

 

Risk Management means we understand that change is constant and adapting your investment portfolio to changing conditions is of utmost importance.

 

Macro-economic analysis: Employment data, GDP, retail sales, industrial production, inventories and US Manufacturers new orders are a few data points of many that I analysis. Rate of Change is the important issue when looking at economic data. Simply if “Rate of Change” is positive then the economy is expanding, if negative then it is contracting. This is why this is the first step to my time tested process. If you get “Rate of Change” right you get a lot of things right.

 

Fundamental analysis: Whether examining a specific company, industry or sector this analysis deals with metrics such as sales growth, price to earnings, revenue growth just to name a few. Again “Rate of Change” is critical to this analysis.

 

Technical analysis: Method of evaluating securities by analyzing statistics generated by market activity, such as past prices and volume. Technical analysts do not attempt to measure a security's intrinsic value, but instead use charts and other tools to identify patterns that can suggest future activity. This form on analysis helps confirm or refute the macro-economic and fundamental conclusions

 

Event driven: Common event driven catalyst are geopolitical. The Financial crisis of 2008 is another good example. Consistently looking for distortions in markets can help manage risk during event driven market ups and downs. This is applying “Game Theory” to portfolio Management. 

 

Unger & Associates Investment Management serves individual investors who are looking for “Active Risk Management” of their investment portfolio. Our “Real-Time” risk management process implements strategies that provide active risk management solutions to our clients. The volatile nature of today’s markets we believe that you must have risk management strategies in place to help preserve principle and thus managing risk of the portfolio positions our clients to pursue a positive rate of return.

It is my opinion that avoiding losses is far more important than reaching for return.

As of April 4, 2016 by Unger & Associates Investment Management

 

Mathematics of losses calculation: 
Number of Periods: Default to 1 for this calculation.
Payment:   No additional payments would made.
Present Value:  Is the value of the investment left after initial loss. 
Future Value: Is the initial investment amount to break even.

Disclosures:

Investing involves risks, including the loss of principal.

No strategy assures success or protects against loss.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. The economic forecasts set forth in the presentation may not develop as predicted and there can be no guarantee that strategies promoted will be successful.


 

John D. Unger, CFP®, ChFC®, CLU®

Investment Consultant

1000 W State Highway 6 Suite 140

Waco, TX 76712

(254) 751-9308

(254) 751-9330 fax

junger@unger-associates.com

 

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, FL, KS, MN, NE, OH, OR, TX, WA, WI. John D. Unger is registered as LPL Investment Advisor Representative in the following states: TX. Holds FINRA Series 7, 24, 63 & 65 Registrations, through LPL Financial.

 

Securities and advisory services offered through LPL Financial, a Registered Investment Adviser,  Member FINRA/SIPC

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